RAMOS, N.; MUGABE, J. A Conceptual Framework for Analysing the Adoption of Cloud Computing in the Banking Sector. The South African Journal of Industrial Engineering, [S. l.], v. 37, n. 2, p. 29–39, 2026. DOI: 10.7166/37-2-3283. Disponível em: https://sajie.journals.ac.za/pub/article/view/3283. Acesso em: 1 sep. 2026.